I’m wondering if I should just not buy gems anymore. I see (from reading other peoples problems on the forum) that you can lose what you already purchased in the past and paid for due to paypal or your credit card messing up. I expect that it is even possible for game cards to glitch, after all nothing is completely perfect. As best I can tell, once there is some sort of problem, your account is permanently closed. You are not given recourse to pay in a different way than the one that messed you up.
I would hate to buy $20 worth of gems and have something go wrong and lose all the investment of time and money in my account.
Saying it is unlikely to happen isn’t a solution. The chance that it could happen and that an optional purchase of gems for fluff could cause me to lose my account makes it not worth it for me.
My question: is there any way to separate the purchase of new things from the gem store from your actual game account. For example, I would be willing to sign up for an option that does not deliver what you have bought UNTIL your money is in ANET’s hands. This would protect my game account and allow me to purchase the fluff items without fear. I can wait a few days or even a week or two to receive an item just to be sure that something doesn’t go wrong with my account.
